Protect

Business Structuring

 

What is the correct structure for setting up a new business? Should it be a company, a discretionary trust, a unit trust, a partnership or even a sole trader?

 

Each of these structures have different outcomes from a taxation, asset protection and personal liability viewpoint. We consider your plans and your individual circumstances when setting up the business structure that is right for you.

Estate Planning

 

Passing away without a valid Will can mean your assets are held up for months or years as the Courts decide who is entitled to your benefits.

 

Whether you need a comprehensive estate plan for a complex family group or you simply want to make sure that your affairs are handled by a trusted friend or family member should you be unable to do so. Lanyon Partners Legal will help ensure your Wills, Powers of Attorney and Guardianships reflect your current wishes.

Insurance

 

Property, Liability and Business Insurance

 

Whether you are a small business owner, farmer or large commercial operation, your time is valuable. We understand this, so we make managing your insurance needs easy by providing you with a single point of contact to look after everything for you. No hassle, no call centres.

 

We also understand that every business is different and “one size” doesn’t fit all. We take the time to understand your business so that we can best identify the right type of insurance to protect you, your business and your assets.

 

We are part of the Steadfast Group, the largest combined general insurance broker network in Australia and New Zealand. What this means for you is:

  • You will gain access to over 150 national and international insurers, so we can find you cover, no matter how unique your business is.
  • Our brokers can source exclusive and tailored products, providing greater protection and better value for your business.
  • Our brokers can escalate your claim to the highest level with insurers to get you back in business faster.
  • Our innovative tools enable us to quickly compare insurance options to assess what’s right for you.

 

In short, we partner with you to find the right solution for your business.

 

Personal Income, Trauma and Life

 

Your biggest asset is you, make sure it is protected.

 

Lanyon Partners has been designing Personal Insurance solutions for clients for almost five decades.

 

Our specialists will help you understand the most important types of cover for your current situation and life stage, what level of cover is appropriate and how to make sure that your cover is cost effective, cashflow efficient, and most importantly, accessible when you need it.

Succession Planning

 

In planning for the future it is essential that estate planning and succession planning issues are properly considered.

 

What does a business owner do when they have reached normal retirement age with no future plans for the business? What happens if a serious illness occurs at an earlier age and an urgent decision on the future of their business is required?

 

These types of situations require orderly planning for business succession. Considerations may include:

  • Are there capable people within the business who may become future owners?
  • Is there a desire to retain ownership within the family?
  • Are there competitors or similar businesses that may be interested in acquiring the business?
  • Are existing business partners capable of buying you out?
  • Is insurance in place that can provide proceeds to fund a business transaction?

 

In providing a comprehensive service we make recommendations in areas including:

  • Wills
  • Testamentary Trusts
  • Enduring Power of Attorney
  • Medical Power of Attorney
  • Guardianship

 

We enjoy working with our clients in planning and protecting them in these situations.